OVERDRAFT online
Get the amount you need in just a few clicks.
Loan amount
Interest rate*
Maturity period
Availability
Calculator
How to get a credit?
Download the Joyda mobile application from the App Store or Google Play
Complete the registration and indicate PINFL
Add a fixed income card
When you take out a credit with Joyda
no documents are required
The credit is given to citizens of the Republic of Uzbekistan who are registered in the Joyda mobile application.
SMS
Send to number 2500
At the bank
In bank offices
From card
Via SQB mobile app
Loan purpose:
for consumer needs
Loan amount:
from 2 million to 100 million UZS
Loan term:
24 months
Maximum grace period:
up to 12 months
Loan collateral:
loan default risk insurance policy and personal guarantee
Application method:
via SQB Mobile mobile application
Borrower requirements:
citizen of the Republic of Uzbekistan aged 18 to 65 with confirmed income
Annual interest rate: 26.9 %
Loan term: 24 months
- Must be between 18 and 65 years old;
- Must be a citizen of the Republic of Uzbekistan;
- Must have confirmed income for the last 6 months;
- Total debt burden across all loan obligations must not exceed 50% of average monthly income;
- Application is completed remotely via the SQB Mobile mobile application.
Issued for the purchase of apartments from the primary market
Make everyday payments using the convenient app
Application sent Last updated date: 16.06.2026 16:29
