Education credit
Invest in your knowledge!
Credit amount
Annual rate*
Maturity
Grace period
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank (the amount will be transferred to the university account)
And on to new knowledge!
Passport or ID-card
Income statement
Agreement on paid tuition
Loan security documents
The credit is granted to citizens of the Republic of Uzbekistan under the age of 70.
SMS
Send to number 2500
At the bank
In bank offices
From card
Via SQB mobile app
Credit objective:
payment of the amount of the contract for full-time study at Uzbek higher, secondary and vocational educational establishments
Maximum credit term:
full term of study + 7 years
Maximum credit amount:
For first year students, the credit amount corresponds to the tuition fee
For second year students, the grade Point average is taken into account:
- if the grade point average is below 3, the loan amount will not exceed 80 per cent of the tuition contract amount, and the loan is disbursed after the student has paid 20 per cent of the contract amount
- for students with a grade point average of 3 or higher, whose family members are registered in the "Unified Register of Social Protection", the loan is disbursed in the amount corresponding to the tuition fee.
Interest Rate*:
the current base rate of the Central Bank (14 %)
In this case, the interest of the loan allocated for training women on a paid contractual basis is repaid from the Fund for Financing Educational Loans under the Ministry of Finance
(In case of a decrease in the Central Bank's base rate, the interest rate on the education loan is proportionally reduced, and in case of an increase it remains unchanged)
Maximal grace period:
6 (six) months after graduation
Repayment Method:
differential
Methods of receiving the loan:
the amount specified in the contract will be transferred to the account of the educational institution
- citizenship of the Republic of Uzbekistan;
- age up to and including 70 years;
- admission on a fee-based contract basis to a higher, secondary specialized and professional educational institution, including state, non-state and foreign universities and their branches, operating for at least a year in the territory of Uzbekistan;
- absence of overdue debt on previously received loans.
Up to 200 times the BRV: surety of individuals and/or insurance policy
Over 200 BRV — property as collateral is required:
Autotransportation (not older than 5 years)
Real estate (without registered persons, if it is housing)
Not less than 125% of the loan amount (130% for affiliated persons)
- Passport or ID card
- Payment contract and invoice between the student and the educational institution (if available)
- Information on official income
- Documents on the collateral for the educational loan
- Certificate of inclusion in the “Unified Register of Social Protection” (if applicable)
Issued for the purchase of apartments in the primary market
Make everyday payments using the convenient app.
Application sent Last updated date: 05.09.2025 10:22
