Microloan for the self-employed


Reliable financial support for current business expenses

Detailed conditions
car

Credit amount

up to 15 million sums

Interest rate*

22 %

Maturity date

up to 36 months

Grace period

up to 6 months
Calculator
Annuity
Differentsial
Sum
For a period of


How to get a credit?
Steps to get a credit

Get a preliminary consultation by phone or at the bank's office

Submit the necessary documents to the bank and wait for a favourable decision

Sign a credit agreement with the bank


Documents required
  • Passport or ID-card

  • Self-employment registration

  • Certificate of social tax payment

The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old.

Credit repayment methods

SMS

Send to number 2500

At the bank

In bank offices

From card

Via SQB mobile app

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Download SQB mobile

Usefull to know
  • Credit conditions
  • Credit recipient requirements
  • Documents required
Basic information

Purpose of the loan:

covering the initial costs of starting a business

Loan amount:

up to 15 million soums

Micro loan term:

up to 36 months

Free period:

up to 6 months

Rate of repayment:

every month

Method of repayment:

annuity - equal amounts at equal intervals
differentiated - the monthly payment decreases each time

Interest rate:

22 %

Collateralisation of the loan when arranged with the bank:

loan default risk insurance policy (to be issued for the entire period of the loan)



Files

Contract

Download
download
Main requirements 

-  age from 18 to 65 years (inclusive) at the time of application

-  official or unofficial employment, as well as a documented source of income sufficient to repay the loan in accordance with the payment schedule

-   presence of registration as a social insurance taxpayer and self-employed status


Average monthly income

Official and unofficial sources:

-  wages (for the last 6 months)

-  retirement pension

-  income from the main account of personal farming, peasant farming or self-employment, representing at least 10% of the total cash receipts for the last 6 months. These incomes can be received as a result of independent labour activity


When receiving a microloan:

  • Identity document (passport or other identification document)

  • certificate of registration with the tax service as a self-employed person

  • certificate of income (official income can also be provided through the bank's electronic system)

  • document or certificate confirming payment of social tax

  • authorisation from the assistant mayor of the city to issue a microloan.

  • other documents specified in the legislation may also be required.


Last updated date: 12.12.2024 15:31  
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