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HUMO Virtual


A modern payment instrument with contactless (NFC) support




HUMO Virtual card benefits

a convenient tool for paying for goods and services online;

free issuance in the SQB Mobile app

secure use for online payments;

  • About the card
  • Tariffs
  • Required documents

HUMO Virtual is a virtual bank card designed for secure online payments for goods and services and for use in digital banking services.

The card is not issued in physical form, so you can get it quickly and conveniently without visiting a Bank office. The virtual card is suitable for online shopping, cashless payments and managing your funds through remote banking channels.

A virtual card makes online transactions more secure, as you can use a separate card for internet payments.


Tariffs Amount
Card issuance
Opening a card for the first time Free
Card opening via the mobile app Free
Opening an additional card Not available
Card reissue
Card reissue on expiry Free
Card reissue in other cases Free
Card reissue via the mobile app Free
Basic operations
Card maintenance Free
Top-up at SQB cash desks Free
Crediting of funds received for other purposes to the client’s card Free
Payment for goods, works and services Free
Additional services
Card blocking Free
Card unblocking Free
SMS banking connection and subscription fee Free
Balance and transaction statement UZS 50,000 (incl. VAT); once a month free of charge
Balance and transaction statement via the mobile app Free
Transfers via SQB Mobile
To SQB Uzcard and Humo cards 0.25% of the amount
To SQB international cards 0%
To international cards of other banks 1.5% of the amount
To Uzcard and Humo cards of other banks 0.5% of the amount
To accounts opened with SQB, except card accounts 0%
Repayment of loans issued by SQB 0%
Repayment of loans issued by other banks 2% of the amount

  1. Not required

Last updated date: 23.10.2026 15:44  
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