ESG-стратегия и устойчивое развитие | АКБ «Узпромстройбанк»

Lending

Favorable rates and flexible terms.

Project Support

Expert assistance at all stages.

Green Technologies

Eco-solutions for business.

Energy Saving

Cost optimization and ecology.

Key Tasks
of Green Banking

SQB ESG Development Stages

2019

Launched

Green Banking Department established

2020

Regulatory Documents

ESG policy and procedure developed. Eco-friendly products for corporate and retail business introduced

2021

Green Products & Recognition

Eco-friendly products for SMEs developed. Business processes established. Green loan portfolios formed. EBRD TFP 2020 award: “Green Trade”

2022

Latest Updates

AIFC - Best Green Bank of 2020. EBRD TFP 2021 award “Green Trade”

2023

EBRD Award

EBRD “Deal of the Year – Green Trade” award for promoting energy-efficient technologies in Uzbekistan

What is ESG

E — Environmental

Environmental Responsibility

SQB Bank’s environmental strategy reflects its commitment to modern trends in sustainable development and environmental protection.

The bank actively supports the use of renewable energy sources, energy and resource saving, and finances "green" projects aimed at improving the country's environmental situation.
Recognizing the challenges of climate change, SQB forms principles and standards of responsible financing, including environmental risk assessment in investment project decisions.
As part of its strategy, the Bank develops an action plan to reduce greenhouse gas emissions, including:
- carbon footprint accounting for the credit-investment portfolio;
- analysis of the bank’s impact on climate.
Clients are offered a wide range of financial products and services to support innovative projects adapted to global climate change conditions.

Social Responsibility

SQB consistently implements a social responsibility policy aimed at sustainable development of society and regions.

The bank implements systemic social and charitable programs, supporting projects in areas such as:
- healthcare;
- education;
- culture;
- environmental improvement of cities.
Key social initiatives of SQB include:
- donation programs;
- support for people with disabilities, orphanages, nursing homes, cancer patients, and animal shelters;
- participation in charity events like Book Challenge;
- holding educational contests and sports competitions;
- installation of solar panels and heliocollectors in the Republic of Karakalpakstan.
SQB creates optimal working conditions and development opportunities for employees, based on international HR management practices.
The bank strictly complies with the Labor Code of the Republic of Uzbekistan, ensuring:
- fair HR processes;
- gender equality;
- opportunities for professional growth and training.
As part of creating a "green" HUB to foster a climate finance ecosystem in Uzbekistan, SQB brings together eco-minded individuals and experts to develop sustainable market solutions.

Corporate Governance

SQB strives to improve corporate governance systems, based on international standards of transparency, responsibility, and accountability.

Continuous work is carried out to update internal regulations and bring them in line with international standards.
Special attention is paid to corporate culture, engaging employees, clients, and partners in the values of sustainable and ethical business.
Annual assessment of corporate governance quality is conducted with international consulting companies.
A high level of:
- information security;
- personal data protection for clients;
- anti-corruption and financial crime prevention.
The bank has a Compliance Control Department responsible for:
- developing and enforcing anti-corruption policies;
- monitoring compliance with internal and international regulations;
- coordinating measures to ensure legality in bank operations.
A specialized sanctions compliance unit monitors compliance with sanctions legislation and international organization requirements.
For transparency, a 24/7 compliance hotline is available for employees and external applicants — with anonymous reporting possible.

ESG and Sustainable
Financing

Planet

Promoting responsible consumption and use of all available resources

Communities

Supporting local communities and expanding social investments and charity programs

Health

Promoting healthy lifestyles and access to quality and healthy products

Employees

Ensuring decent working conditions and equal opportunities for employees

Frequently Asked Questions

Projects that have minimal impact on the environment.

Technologies, production processes, and supply chains that are environmentally friendly or less harmful compared to traditional production methods.

- Saving energy and natural resources;
- Reducing production costs;
- Waste recycling and processing;
- Reducing carbon dioxide emissions into the atmosphere.

ESG (Environmental, Social, Governance) is a system for assessing sustainable business development. It includes three key areas:

Environmental – the company's impact on nature (carbon footprint, waste management, resource use).
Social – working conditions, human rights, client protection, contribution to society.
Governance – transparency, ethics, anti-corruption policy, management structure.

Attracts investment – funds and banks are more willing to finance sustainable companies.
Increases customer trust – responsible brands are valued more.
Reduces risks – sustainable companies adapt better to crises.
Optimizes costs – eco-friendly processes save resources.

ESG is not only about ecology, but also about competitiveness and long-term success.

The ESG rating evaluates a company based on its sustainable practices. Major agencies such as MSCI, S&P Global, Sustainalytics analyze: