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Barcha kreditlar
Microloan for any purpose
Up to 100 million sums on card or cash - quickly and easily at the nearest bank office!
Loan maximal amount
up to 100 m. sums
Credit rate
from 29 %
Loan period
up to 48 months
Form of credit
cash or credit card
How do I get a loan?
Stages of obtaining a loan
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a loan agreement with the bank
Documents required
Passport or ID card
Surety of an individual
Report on the market value of the pledged property
The loan is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old
Methods of loan repayment
SMS
Send it to 2500
At the bank
At the bank's offices
By bank card
Via SQB mobile app
Calculator
To'lov turini tanlang
Annuitet
Differensial
Kredit miqdori
Boshqa xizmatlar
Muddati
To'lov jadvali
*Hisob-kitoblar faqat ma'lumot uchun mo'ljallangan. Umumiy hisob individual ravishda hisoblanadi.
Get credit at SQB mobile
in 5 minutes!
in 5 minutes!
Fill out the online application form and get the bank's decision right now on the SQB mobile app. You only need your passport and bank card details to apply.
Batafsil shartlar
Basic information
Loan Purpose:
for any purpose
Loan Amount:
2-100 million sums
Loan Term:
12 to 36 months
Frequency of repayment:
every month
Method of repayment:
annuity - equal amounts at equal intervals of time
differentiated - the monthly payment decreases each time the payment is made
Collateral for the loan at the office:
Non-Property Bail:
- surety of an individual
- credit default insurance policy
Property collateral:
- car (not more than 5 years from the date of manufacture)
- real estate (not applicable for microloans for up to 1 year secured by housing)
Additional terms and conditions:
- the application will take into account the balance of other microloans that the borrower has already taken out with other banks.
- the fee for the insurance policy used as collateral for the microloan will be deducted from the amount provided as a result of scoring
- when determining the loan amount based on the scoring score, the balance of other microloans that the borrower has already taken out with other banks will also be taken into account.
Conditions of granting a loan for self-employed individuals:
- official registration with the tax authorities as a self-employed person
- having a vehicle not older than 5 years
- availability of non-residential premise
Interest rate
31 %
Annual interest rate31 %
Maturity: 12 months
32 %
Annual interest rate 32 %
Maturity: 24 months
33 %
Annual interest rate 33 %
Maturity: 36 months
29 %
Annual interest rate29 %
Maturity: 12 months
30 %
Annual interest rate 30 %
Maturity: 24 months
31 %
Annual interest rate 31 %
Maturity:36 months
When opening in the office
- citizenship of the Republic of Uzbekistan;
- age from 18 to 65 years;
- official income for the last 6 months, retirement pension, 10% of the main account of IE (minimum 6 months);
- debt load on all issued loans, obligations on guarantee should not exceed 50% of the average monthly income;
- absence of overdue debts on previously received loans and other obligations.
Additional conditions
- the loan amount and interest rate are set based on the client's scoring score. Loan interest is accrued on the used part (balance) of the loan;
- possibility of early repayment without additional payments;
- if the client has overdue debts on previously obtained loans, the service is not provided;
- the client's scoring score takes into account the borrower's availability of credit facilities from other banks. The total amount of loans should not exceed 50 million sums.
- citizenship of the Republic of Uzbekistan;
- age from 18 to 65 years;
- official income for the last 6 months, retirement pension, 10% of the main account of IE (minimum 6 months);
- debt load on all issued loans, obligations on guarantee should not exceed 50% of the average monthly income;
- absence of overdue debts on previously received loans and other obligations.
Additional conditions
- the loan amount and interest rate are set based on the client's scoring score. Loan interest is accrued on the used part (balance) of the loan;
- possibility of early repayment without additional payments;
- if the client has overdue debts on previously obtained loans, the service is not provided;
- the client's scoring score takes into account the borrower's availability of credit facilities from other banks. The total amount of loans should not exceed 50 million sums.
When receiving a microloan in the office
- passport or other document confirming identity. If a military ID is provided, a copy of the passport must also be enclosed;
- a document on income (the bank will receive electronic data through the Crobs programme);
- a guarantee of a natural person;
- if the borrower pledges property, a report of an independent appraisal company must be provided;
- if the borrower pledges a vehicle (not older than 5 years), a document on income is not required.
- passport or other document confirming identity. If a military ID is provided, a copy of the passport must also be enclosed;
- a document on income (the bank will receive electronic data through the Crobs programme);
- a guarantee of a natural person;
- if the borrower pledges property, a report of an independent appraisal company must be provided;
- if the borrower pledges a vehicle (not older than 5 years), a document on income is not required.
Answers to questions
- Yes, you can get the approved amount in cash notes by applying for a microloan at the bank office
- In order to pass the scoring, it is necessary to link a salary card
- The amount of the microloan will be determined based on the scoring of your salary card and will not exceed 100 million soums.
- Official employment is a prerequisite for approval. However, if you are a pensioner, you can provide data on pension accruals. If you are self-employed, you will need a statement from the main account of the sole proprietorship (at least 10% of turnover for the last 6 months)
- Yes, you need to open HUMO and UZCARD card in any bank office or SQB virtual card in JOYDA mobile application.
- No. Official income for the last 6 months is required to approve the application.
- Verification is a process that involves verifying identity through the MyID system, which is based on facial recognition technology (face ID).
- It is very difficult to answer this question unequivocally. Most likely, you did not fulfil one or more of the prerequisites for obtaining a loan.
Possible reasons: lack of stable income for the last 6 months, low credit rating, incomplete or incorrect data in the application, non-compliance with age or citizenship requirements, and high credit load.
Possible reasons: lack of stable income for the last 6 months, low credit rating, incomplete or incorrect data in the application, non-compliance with age or citizenship requirements, and high credit load.
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Oxirgi yangilanish sanasi: 18.02.2025 18:16
